Privacy Policy for STLInvestorLoans.com

Effective Date: 05/22/2025

This Privacy Policy governs the manner in which STL Investor Loans, LLC (“Company,” “we,” “our,” or “us”) collects, uses, maintains, and discloses information collected from users (“you” or “borrower”) of the STLInvestorLoans.com website (“Site”) and related platforms.

By using this Site or submitting your personal information, you acknowledge and agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect and process personal information voluntarily submitted by you, including but not limited to:

-Full name, address, phone number, email

-Identification documents (e.g., driver’s license)

-Financial information (e.g., tax returns, bank statements, credit references)

-Property addresses and deal-specific information

-Credit score estimates (if provided)Application and communication data

-Metadata and analytics (e.g., IP address, browser type)

If you do not wish to provide personal information, you should not use this Site or submit an application.

2. Purpose of Data Collection

We collect your information solely for the following legitimate business purposes:

-Underwriting and loan eligibility review

-Evaluating real estate investment proposals

-Scheduling walkthroughs and consultations

-Verifying identity and capacity to perform

-Communicating via email, phone, or SMS

-Complying with legal and regulatory obligations

We do not sell or trade your personal information.

3. Legal Disclaimers & Limitation of Liability

By submitting your information, you expressly agree:

That STL Investor Loans, LLC is not liable for any loss, breach, or unauthorized access to third-party platforms (e.g., Google Drive, Dropbox, Go High Level) where data may be stored;

That email communication is not guaranteed to be secure, and you assume full responsibility for sending sensitive documents via email;

That you remain solely responsible for the accuracy and completeness of the information you provide;

That submission of information does not constitute a loan approval or create a lender–borrower relationship until formal documents are executed;

That any misrepresentation or omission may result in loan denial or legal action.

4. Third-Party Tools and Data Storage

We may store and process your data using secure third-party software, including but not limited to:

-Go High Level(CRM and automation)

-Google Drive(document storage)

-Dropbox(file exchange and access)

-Email(for communication and file delivery)

We are not responsible for the privacy practices of these third-party platforms and encourage you to review their respective policies.

5. Sharing of Information

We may share personal data with third parties strictly as necessary to process your loan or conduct due diligence, including:

-Title companies

-Insurance providers

-Trusted contractors or appraisers

-Legal or tax advisors (if applicable)

-Government or regulatory agencies (as required by law)

We will never sell, lease, or rent your personal information to any marketing firms or unrelated third parties.

6. Geographic Scope

STL Investor Loans only serves real estate investors operating in Missouri. If you are located outside of Missouri, we are not obligated to retain or respond to your submission.

7. Retention of Data

We retain your personal data only as long as necessary to fulfill its intended business purpose or as required by applicable law. We reserve the right to retain historical deal and communication records for audit and compliance purposes.

8. Data Security

We take commercially reasonable precautions to protect your data. However, no system is completely secure. By using our Site, you acknowledge that:

You are voluntarily assuming the risk of electronic communication

STL Investor Loans is not responsible for unintended access or data breach caused by cyberattacks, system failures, or third-party platforms

9. Your Rights

You may request to:

-Access, review, or update your personal data

-Withdraw consent or request deletion (subject to legal exceptions)

-Request clarification on how your data is used

We reserve the right to verify your identity before fulfilling any request.

10. Cookies and Tracking

We may use cookies or analytical tools such as Google Analytics or Meta Pixel to understand user behavior and improve Site performance. This data is anonymized and not linked to individual users.

11. Changes to This Policy

We reserve the right to amend this Privacy Policy at any time without prior notice. Updates will be posted on this page with an updated effective date. Continued use of the Site constitutes your acceptance of the revised policy.

12. Contact

For questions, data inquiries, or legal requests, contact:

STL Investor Loans, LLC

Attn: Jennifer Donley

Phone: 636-887-6341

Email: [email protected]

Location: St. Louis, MO