Terms & Conditions for STLInvestorLoans.com

Effective Date: 05/22/2025

These Terms and Conditions (“Terms”) govern your use of STLInvestorLoans.com (the “Site”) and any communication or engagement with STL Investor Loans, LLC (“Company,” “we,” “our,” or “us”). By accessing this Site or submitting any information to us, you agree to comply with these Terms. If you do not agree, do not use the Site.

1. Use of This Website

This Site is provided for general information about our lending services and does not constitute a legal offer, loan commitment, or financial advice.

All information is subject to change without notice.

You agree not to use this Site for any unlawful, fraudulent, or malicious purpose.

You agree not to interfere with the security, functionality, or integrity of this Site or the servers or networks connected to it.

2. No Guarantee of Funding

Access to this Site or submission of a loan application does not establish a business relationship or guarantee of funding.

All lending decisions are made at the sole discretion of STL Investor Loans, LLC.

We may reject any application or communication for any reason, including but not limited to insufficient borrower qualifications, incomplete documentation, or perceived risk, with no obligation to provide a reason or justification.

3. Accuracy of Information

You represent and warrant that all information you provide to STL Investor Loans is accurate, complete, and not misleading.

You acknowledge that you are solely responsible for the consequences of submitting incorrect or fraudulent information.

Any intentional misrepresentation may result in legal action, including loan denial, contract termination, and reporting to authorities.

4. Intellectual Property

All materials on the Site, including but not limited to text, images, graphics, logos, videos, documents, and code, are owned by STL Investor Loans, LLC or licensed for our use. Unauthorized use is strictly prohibited.You may not copy, reuse, reproduce, distribute, publish, or exploit any portion of the Site for commercial or public purposes without express written consent.

5. Disclaimer of Warranties

All information, services, and features on the Site are provided "as is" and "as available."

STL Investor Loans, LLC makes no warranties, express or implied, regarding the accuracy, completeness, or availability of any content or services.

We disclaim any and all warranties of merchantability, fitness for a particular purpose, and non-infringement. Use of the Site and services is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, STL Investor Loans, LLC and its owners, employees, affiliates, and representatives shall not be liable for any direct or indirect damages, including but not limited to loss of income, data breaches, reputational harm, missed opportunities, or third-party conduct.You agree to hold STL Investor Loans harmless from any claims or liabilities arising from your use of the Site, your submissions, or interactions with our company.

7. Indemnification

You agree to defend, indemnify, and hold harmless STL Investor Loans, LLC and its affiliates, officers, employees, and agents from any claims, damages, liabilities, losses, or expenses (including reasonable attorney’s fees) arising from:

Your use of or access to the Site;

Your violation of any of these Terms;

Your violation of the rights of any third party;

Any misrepresentations or omissions made by you.

8. Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, security, or practices of third-party websites. Accessing any third-party content is done at your own risk.

9. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles. Any dispute arising from or relating to these Terms or the Site shall be exclusively resolved in the courts of St. Louis County, Missouri.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. Updates become effective immediately upon posting. You are encouraged to review these Terms regularly. Continued use of the Site after changes constitutes your acceptance of the updated Terms.

If you have any questions about these Terms, please contact:

STL Investor Loans, LLC

Attn: Jennifer Donley

Phone: 636-887-6341

Email: [email protected]

Location: St. Louis, MO